Respuesta :
TRUE , Luckily, data indicates that a very small percentage (i. e. fewer than 20%) of the population believes it is acceptable to defraud insurance companies under some circumstances.
INTERPRETATION-
Insurance companies have been viewed by many as justifiable targets of fraud and malingering and other behaviors that most would agree are less than honest. This is a cultural problem in America and elsewhere and is reflected in a March 20, 2013, Insurance Journal survey of US consumers titled "Insurance Fraud: A Public View, 2013 Edition," which shows the following.
- 24 percent believe it is acceptable to pad an insurance claim to make up for a deductible.
- 18 percent believe it is acceptable to pad a claim to make up for premiums paid in the past.
- 55 percent say poor service from an insurer is more likely to cause fraudulent behavior.
- 76 percent say they are more likely to commit fraud during an economic downturn (up from 66 percent in 2003).
- 68 percent say they believe insurance fraud happens because people believe they can get away with it (up from 49 percent in 2003).
We believe many of these beliefs and behaviors were born in or at least exacerbated by the Great Depression of the early 1930s. Another survey by the CAIF in 2014 found the following.
- 20 percent of US adults say it is acceptable to defraud insurance companies under certain circumstances.
- 10 percent of those agree it is okay to submit phony or exaggerated claims.
- 40 percent say they are "not very likely" or "not likely at all" to report someone who defrauded an insurer.
Therefore, the Given Statement is TRUE.
Learn more about Insurance Companies Fraud on:
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